Fitness Instructors Insurance
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Due to the hands-on nature of Fitness Instructors, there is always a risk that a client could claim they have suffered an injury or illness as a result of your actions or advice.
That’s why you need to have in place medical malpractice insurance, a policy to protect against the cost of settling or defending a claim that there is a problem with your work, including malpractice.
Medical malpractice insurance covers you for the compensation you have to pay to your patients for bodily or mental injury or death as a result of a negligent act, error or omission by you, including in the course of a Samaritan act.
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Our policy will pay for claims which are made against you during the period of insurance, up to the limit shown in the schedule. We will also pay your legal defense costs incurred with our agreement for covered claims, including representation at a coroner’s inquest arising out of the death of any of your patients.
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We will pay claims against you for:
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ï‚· malpractice, negligence or breach of a duty of care;
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ï‚· dishonesty of your directors, partners, employees, sub-contractors and outsourcers;
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ï‚· breach of confidence or misuse of any confidential information;
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ï‚· any other civil liability: this means that if a civil claim is brought against you because of your business activities
and we haven’t specifically excluded it, it’s covered.
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We will also pay for your direct losses suffered as a result of:
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ï‚· dishonesty of your employees, self-employed freelancers, sub-contractors and outsourcers, where the loss is
discovered during the period of insurance;
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ï‚· any business document of yours being lost, damaged or destroyed, other than electronic data.
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Get a Quote for Fitness Instructors Insurance
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We would be delighted to offer you a quotation for your business and we treat each business individually with a personal service to each of our clients. Simply click the button below and that will take you through to the page where you can contact us.
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