If you provide Digital Marketing services or advertising then you will face a variety of risks and potential threats which could lead to a claim for compensation from your clients or any third parties as a result of problems with your work.
You need to have in place a very specific insurance policy that will respond and make sure that you can continue to create and succeed in your business.
When you consider the risks that you face when writing blogs, posting photographs and images and generally interacting with social media, then a strong and robust insurance policy is needed.
As well as providing all your usual package covers, our specialist insurance will extend to provide the following:
Breach of any contract between you and your client, including reasonable compensatory payments, where the claim is brought by your client;
Infringement of intellectual property rights like copyright, trademark or any act of passing off;
Negligence or breach of duty: if you fail in a duty of care to your client, perhaps giving incorrect advice or making a mistake in your work;
Breach of confidentiality, invasion of privacy or a violation of any other legal protections for personal information;
Defamation: libel and slander and claims for emotional distress or outrage based on harm to the character or reputation of any person or entity;
Dishonesty of your partners, sub-contractors and self-employed freelancers;
Breach of a license where you have acquired a third-party’s trademark or copyrighted material but only to the extent your use inadvertently exceeds express limitations in the license;
Advertising: breach of a comparative advertising statute and unintentional breach of advertising codes where the claim is brought by your client;
Any other civil liability: this means that if a claim or loss occurs because of your business activities and we haven’t specifically excluded it and it’s not a criminal prosecution, it’s covered;
If you would like a review of your covers, then please get in touch.
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