There is little doubt that technology is now driving the way that we do business, taking more and more of the services online and opening them up to a whole new audience.
However, as we expand and market ourselves online there are many more risks that a business can face and that is why you need to have really specific professional risks insurance cover in place.
We work with one of the UK's most well-known providers of insurance to technology and media business and our cover can offer you protection from claims made for:
breach of any contract between you and your client, including reasonable compensatory payments, where the claim is brought by your client;
infringement of intellectual property rights like copyright or trademark;
negligence or breach of duty: if you fail in a duty of care to your client, perhaps giving incorrect advice or making a mistake in your work;
defamation: libel and slander;
work undertaken on your behalf by sub-contractors or outsourcers. However, we reserve the right to recover losses from your sub-contractors or outsourcers;
dishonesty of your employees, sub-contractors and outsourcers;
any other civil liability: this means that if a claim or loss occurs because of your business activities and we haven’t specifically excluded it and it’s not a criminal prosecution, it’s covered;
network security and personal data events, including the transmission of a computer virus, denial of service attacks and unauthorized use or disclosure of personal or confidential corporate data.
If you would like to find out more then visit our website and get in touch to see what we can offer your business.
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